WA - MLO-2010490, OR - Licensed  
As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Loan Officer

James Kashork is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (509) 361-1253 for more information!

James Kashork at Citywide (NMLS #2010490)

WA - MLO-1073054  
As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Matt Norris is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (509) 361-1234 for more information!

Matt Norris at Citywide (NMLS #1073054)

WA - MLO-1363370, ID - MLO-2081363370  
As a Branch Manager at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Branch Manager

Todd Phenneger is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Todd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Todd at (509) 361-1237 for more information!

Todd Phenneger at Citywide (NMLS #1363370)

WA - MLO-51277, ID - MLO-11046  
Meet Tim, a seasoned storyteller with a captivating tale to share. For the past 27 years, Tim has been immersed in the dynamic world of mortgage lending, where he serves as a producing regional manager. His love for the Inland Northwest region runs deep, as he finds immense joy in assisting clients and enriching their lives through homeownership.  
With a firm belief in the power of education, Tim dedicates his work hours to enlightening clients and empowering them to build lasting wealth. His holistic approach to mortgage lending goes beyond the numbers on a page. Tim takes the time to understand his clients' unique needs, aspirations, and financial situations, ensuring that he can provide them with comprehensive guidance that extends far beyond the mortgage transaction itself.

Producing Regional Manager

Tim Windhorst is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Tim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tim at (509) 361-1251 for more information!

Tim Windhorst at Citywide (NMLS #51277)

WA - MLO-1016763, ID - MLO-2081016763  
As a Loan Officer/Customer Service Manager at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Loan Officer/Customer Service Manager

Tony Byrne is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Tony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tony at (509) 295-8655 for more information!

Tony Byrne at Citywide (NMLS #1016763)

WA - MLO-71298, ID - MLO-2080071298  
With over 18 years of experience in the mortgage industry, I've proudly helped hundreds of families in Spokane and the surrounding areas secure the perfect home loan. As a dedicated mortgage loan officer, my top priority is making the mortgage process as smooth and stress-free as possible for my clients. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, I'll guide you through each step with clarity and care.  
Working with me means you'll have a trusted expert on your side, as well as a highly responsive team that ensures no detail is overlooked. We specialize in personalized service and offer a wide range of loan options, including FHA, VA, conventional, and jumbo loans. My in-depth knowledge of the Spokane housing market allows me to provide tailored solutions that fit your unique needs, ensuring that the entire process, from pre-approval to closing, is straightforward and efficient.  
What sets me apart is my commitment to making homeownership accessible and achievable for everyone. My team and I are always available to answer questions and address concerns, keeping communication open so you feel informed and confident every step of the way. Our goal is to take the hassle out of home financing so you can focus on what matters most—enjoying your new home.  
When you work with me, you're not just getting a mortgage—you're gaining a partner dedicated to your long-term success. Let's make your homeownership dreams a reality. Contact me today for a free consultation and to get started on the easiest mortgage process you've ever experienced.  
**Serving Spokane, Spokane Valley, North Idaho, and the greater Eastern Washington area.**

Brad Patshkowski is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Brad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brad at (509) 230-3765 for more information!

Brad Patshkowski at Citywide (NMLS #71298)

WA - MLO-934314, ID - MLO-14219  
With over 24 years of experience as a Branch Manager and Producing Loan Officer, Ty Windhorst brings unparalleled expertise to the mortgage industry. His career began as a loan officer, quickly rising to the top through his dedication and skill. Ty's educational background includes an MBA with an emphasis in Finance from the University of Tennessee, equipping him with a strong foundation for his long-term financial planning approach to mortgage lending. He is dedicated to helping clients maximize wealth through real estate, integrating mortgage lending into their holistic financial plans.


Ty's commitment to client satisfaction is evident in his ability to simplify complex mortgage terms and guide first-time homebuyers through the homebuying process. His knack for translating financial jargon into understandable language has earned him a loyal client base, with many returning for their mortgage needs year after year. Ty's pride lies not in awards but in the consistent 4.5 out of 5 ratings on customer reviews, reflecting his dedication to providing exceptional service and fostering long-lasting relationships.


Throughout his career, Ty has consistently produced over $25 million in annual production for the past 15 years, making him a top producer in his region. He listens attentively to his clients' needs and crafts tailored solutions that align with both their short-term and long-term financial goals. Ty views homeownership as a crucial component of creating generational wealth and is passionate about helping clients achieve their dreams through personalized mortgage lending strategies.


Outside of his professional life, Ty is actively involved in his church, Valley Real Life Ministries, and participates in the Mortgage Bankers Association and Spokane Mortgage Lenders Association. He also volunteers at the local food bank and Union Gospel Mission. Ty enjoys fishing for salmon, steelhead, and kokanee, and cherishes time spent with his wife, Amber, and their two teenage daughters, Rylan and Alexandra, at their cabin on Loon Lake.


Ty's dedication to his clients, combined with his extensive experience and passion for the mortgage industry, makes him a trusted partner in the journey to homeownership. His commitment to excellence and ability to deliver tailored mortgage solutions ensure that clients not only achieve their homeownership goals but also build a strong foundation for their financial future.

Ty Windhorst is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Ty is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ty at (406) 360-0594 for more information!

Ty Windhorst at Citywide (NMLS #934314)

AZ - 1034140, WA - MLO-487563, ID - MLO-14190  
With over 32 years of experience as a loan officer in the lending industry, I am dedicated to helping clients navigate residential loans, whether for purchasing a first home or refinancing an existing mortgage. My extensive knowledge of various loan programs—including conventional, FHA, VA, and USDA—ensures that I can provide tailored solutions to meet your unique financial needs.  
I pride myself on being approachable and available, making the loan process as streamlined and stress-free as possible. Our company utilizes advanced loan processes that significantly reduce the time and documentation required for most clients, allowing for a quicker and more efficient experience.  
Building lasting relationships based on trust and open communication is at the heart of my business philosophy. Many clients return for their future lending needs, and I'm honored to be part of their financial journeys.  
As a resident of these regions, I understand the local market dynamics and the unique opportunities they offer. When you choose me as your loan officer, you gain a committed partner who prioritizes your success. Together, we will navigate the lending landscape, and I will work tirelessly to help you secure the financing you need with confidence. Let's connect today and take the first step toward your financial future!

Tracy Windhorst is your Spokane Valley local lender. As a loan officer at Citywide Home Mortgage, Tracy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tracy at (509) 361-1244 for more information!

Tracy Windhorst at Citywide (NMLS #487563)

Spokane Valley

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8 Loan Officers in Spokane Valley, WA