CA - CA-DFPI57662  
Assisting homeowners for over 27 years, I have proudly remained in the same location for 24 of those years. I work closely with clients, helping them integrate their mortgages into their overall financial plans. Remarkably, 99% of my business comes from referrals. I understand that each client has specific needs, and with our direct lending platform and enduring wholesale relationships, we can accommodate nearly any loan request.




I am honored to work alongside a dedicated team whose vision is to help people achieve the dream of homeownership. We are fully committed to our clients, processes, and products. Our technology-driven approach is state-of-the-art, simplifying the loan application experience. Feel free to reach out to learn how my team can elevate your financing needs.

Branch Manager

Guy Rivera is your Santa Barbara local lender. As a loan officer at Citywide Home Mortgage, Guy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Guy at (312) 252-2469 for more information!

Guy Rivera at Citywide (NMLS #57662)

CA - CA-DBO869017  
Hugo Mendez has been serving clients in the Santa Barbara area since 1997, starting his career as a Realtor before transitioning to the mortgage industry in 2002. After many successful years in traditional home loans, Hugo found his passion in Reverse Mortgages, where he has focused exclusively since 2015. His dedication to helping older clients achieve financial security through Reverse Mortgage Loans is rooted in his experience and a keen understanding of their unique needs.




As a trusted Loan Officer, Hugo prides himself on being a great listener, patient, and deeply committed to staying connected with his clients long after the loan process. He is proud to have helped many clients improve their quality of life through the benefits of Reverse Mortgages.




Born and raised in Santa Barbara, Hugo enjoys spending time with his wife and their three grown children, Daniel, Alexandra, and Michael. Michael lives in Stockholm, Sweden, where he works in the medical field. Hugo loves visiting him as often as possible, while also enjoying time with his newborn granddaughter Amelia, his first grandchild. When not with family, Hugo enjoys gardening and caring for his three cats.

Loan Officer

Hugo Mendez is your Santa Barbara local lender. As a loan officer at Citywide Home Mortgage, Hugo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Hugo at (312) 637-4098 for more information!

Hugo Mendez at Citywide (NMLS #869017)

CA - CA-DFPI2308516



As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Julie Angelos is your Santa Barbara local lender. As a loan officer at Citywide Home Mortgage, Julie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Julie at (312) 752-1207 for more information!

Julie Angelos at Citywide (NMLS #2308516)

CA - CA-DBO258825





As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Todd Hull is your Sandy local lender. As a loan officer at Citywide Home Mortgage, Todd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Todd at (989) 256-0032 for more information!

Todd Hull at Citywide (NMLS #258825)

CA - CA-DBO1893031, TX - Licensed



As a Associate Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Associate Loan Officer

Katherine McCombs is your Santa Barbara local lender. As a loan officer at Citywide Home Mortgage, Katherine is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Katherine at (312) 667-1901 for more information!

Katherine McCombs at Citywide (NMLS #1893031)

Santa Barbara

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5 Loan Officers in Santa Barbara, CA