AZ - LO-1025495, CA - CA-DOC253078, OR - 253078, TX - Licensed  
This industry owns my heart! Finance, Real Estate & Prop Management. I bring you 30 years of housing experience. My goal is to make homeownership obtainable to anyone who wants it.

Branch Manager

Tish Torres is your Rio Linda local lender. As a loan officer at Citywide Home Mortgage, Tish is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tish at (916) 778-6763 for more information!

Tish Torres at Citywide (NMLS #253078)

CA - CA-DFPI297240  
Based in Northern California, Crystal Miller brings over 20 years of experience in home financing and a reputation for taking on the tough loans others shy away from. She specializes in helping clients navigate complex lending situations and is known for her persistence, clear communication, and dedication to finding solutions, even when the path isn't easy.


Crystal frequently closes conventional and FHA loans and also works with USDA financing when it's the right fit for her clients. She has completed additional training in HELOC and reverse mortgage products, expanding her ability to support a wide range of needs. With a real estate license and decades of industry knowledge, she offers clients a well-rounded perspective and a commitment to seeing every loan through to closing.


Deeply rooted in her local community, Crystal serves as a school board trustee, president of the Divide Recreation Association, an FFA advisory committee member, and a high school varsity softball coach. She also volunteers with her husband at many local Rotary events. Outside of work, she enjoys life on her family's 25-acre property with horses, cows, goats, chickens, ducks, and her three children.


Whether you're facing a challenging loan scenario or simply need someone who will answer your call and follow through, Crystal is ready to help.

Loan Officer

Crystal Miller is your Rio Linda local lender. As a loan officer at Citywide Home Mortgage, Crystal is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Crystal at (916) 539-6464 for more information!

Crystal Miller at Citywide (NMLS #297240)

CA - CA-DFPI2155213



As a Associate Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Associate Loan Officer

Sadie Richie is your Rio Linda local lender. As a loan officer at Citywide Home Mortgage, Sadie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sadie at (916) 741-4158 for more information!

Sadie Richie at Citywide (NMLS #2155213)

Rio Linda

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3 Loan Officers Rio Linda, CA